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What are the benefits of applying for a mortgage as joint applicants?

  • Buying a home with someone else could be a good way to get on the property ladder sooner.
  • You'll be able to combine your savings, which could mean you’ll have a larger deposit.
  • You could split home-buying costs such as stamp duty and legal fees, as well as household bills.
  • It also means that the income of both applicants will be considered for the lender’s affordability assessment. This could mean that you’re more likely to be accepted by the lender, and potentially borrow more.


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