How long does my Nationwide Mortgage in Principle last? Your Nationwide Mortgage in Principle is valid for 90 days. As long as your situation or credit history doesn’t change within that time, you can use it to m... What's the difference between a Mortgage in Principle and a mortgage offer? A Mortgage in Principle is the first step towards getting a mortgage offer. It gives you an indication of how much you’ll be able to borrow from a specific ... Why do I get a ‘Decision in Principle’ from Nationwide, when I’m applying through Rightmove for a Mortgage in Principle? Nationwide is the lender we’ve partnered with to bring you this service. So, although we’re asking you the questions, it’s Nationwide who assesses and offer... How can I request access to my personal information or exercise my other rights? You can contact our Data Protection Officer via email at dpo@rightmove.co.uk. You can also write to us at The Data Protection Officer, Building 2, Caldecott... How can I request my personal information to be deleted? You can contact our Data Protection Officer via email at dpo@rightmove.co.uk. You can also write to us at The Data Protection Officer, Building 2, Caldecott... What is a soft credit check? And why is it necessary for a Mortgage in Principle? A soft credit check is when a lender checks the credit file or report that a credit reference agency (CRA) holds on you. This is in order to offer pre-appro... What’s the difference between a soft and hard credit check? A hard credit check can be seen on your credit history and can affect your score. A hard credit check is performed when you apply for a full mortgage, rathe... Which companies do you share my information with to perform the soft credit check? We share your information with Nationwide, so they can make a decision on your Mortgage in Principle application. Nationwide then share some of your informa... I’ve shared a lot of information during the Mortgage in Principle process. How long does Rightmove store this information for? We only store a limited amount of data from your Mortgage in Principle application. This is so we can support you with any queries you have about it. This i... How do I find out the amount left to pay on my current mortgage? Your current mortgage lender will be able to tell you how much you have left to pay on your mortgage. If you’ve set up an online account with your lender, c...