Why do you need my mortgage account number? Nationwide uses your mortgage account number to check a few details with Credit Reference Agencies. If you have a current Nationwide mortgage, they’ll use y... What is a ‘repayment’ mortgage type? Repayment is the most common type of mortgage. The payments you make every month gradually pay off the original amount you borrowed (the capital), as well a... What is an ‘interest only’ mortgage type? An interest only mortgage means the money you pay to your mortgage provider each month is only paying off the interest being charged on the amount you borro... What is a ‘part interest and part mortgage’ type? Part and part mortgages are a combination of both repayment mortgages, and interest only mortgages. This means you pay off some of the amount you borrowed, ... What is a joint mortgage? A joint mortgage is when you apply to borrow money to buy a home with someone else. This could be with your partner, a friend or a relative. Everyone who ap... How could a poor credit score impact a joint mortgage application? Your credit report contains your individual financial information. However, it will also show the name of anyone you have a financial relationship with. If ... What is a ‘financial relationship’ ? A personal connection with someone either because you’re married, living together, or having the same surname does not link your credit reports or affect yo... How can you remove a financial relationship with your partner? If you’re no longer financially connected to a partner, you can contact the credit referencing agencies and ask for a ‘financial disassociation’ to be creat... I have been given alternative lending options by Nationwide, what does this mean? In some cases, Nationwide will offer you a different term or loan amount to what you initially requested in your Mortgage in Principle application. You can ... How can I progress my mortgage application with Nationwide? If you have received an accept from Nationwide following your Mortgage in Principle application, you can progress to the next stage of the mortgage process...